Know your financial health.
Build your financial future.
Calculate, compare and plan better with 50+ smart tools built for Indian salaried individuals and families — plus original guides that explain the maths behind the results.
Free calculators for Indian salaried professionals · No sign-up required
Your Financial Snapshot
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- Cash Flow86
- Emergency Fund74
- Debt Health62
- Investments81
- Insurance58
- Retirement Readiness89
Sample preview · Updated 31 Aug 2026, 10:30 AM IST
Plan. Save. Invest.
All in One Place.
Track Markets
Live Market Updates
View all →Top Mutual Fund Categories
Explore →| Category | 1Y | 3Y |
|---|---|---|
| Mid Cap | +1.6% | +15.4% |
| Small Cap | +5.4% | +10.3% |
| Flexi Cap | -3.1% | +12.4% |
| Index / Passive | -8.4% | +6.3% |
Sample Direct Growth schemes · returns from latest available NAV history
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Trusted & Transparent
Sources labelled on each page. Estimates stay educational — not live advice.
Built for India
Tools designed around Indian rupees, tax regimes, loans and savings habits.
Always Free
All tools are 100% free. Forever.
About EnrichReturns
EnrichReturns brings Indian money tools together — calculators, live rates, IPO research and metals — so you can plan without juggling ten websites. Each major calculator includes methodology, assumptions, limitations and FAQs so results are easier to interpret.
How it works
Use the tools grid to open a calculator or market hub. Share links keep your inputs; most tools run privately in your browser. Start with Financial Health Score for a snapshot, then SIP or EMI depending on whether you are investing or borrowing.
Practical tips
Pair related tools: SIP with Goal Planner, EMI with Prepayment, Fuel Cost with Fuel vs Income, and IPO Tracker with the Learning Hub before you apply.
Important to know
Rates and scores are informational. Confirm bank, jeweller or broker quotes before you act. EnrichReturns is not a SEBI-registered advisor.
Frequently Asked Questions
- What is EnrichReturns?
- EnrichReturns is a free toolkit of Indian financial calculators, live market rates, metal prices, and a Financial Health Score — built for salaried professionals.
- Is EnrichReturns free to use?
- Yes. Calculators and rate tools are free. No sign-up is required to run calculations on this site.
- Do you store my salary or loan details?
- Inputs stay in your browser for share/save features. We do not require an account to use calculators, and you should not enter passwords or banking logins here.
- Which calculators are most useful for beginners?
- Start with Financial Health Score, SIP Calculator, EMI Calculator, and Income Tax (old vs new regime). Then explore goal and retirement tools.
- Are the results financial advice?
- No. Numbers are estimates for education and planning. Confirm rates, tax rules, and eligibility with your bank, CA, or advisor before deciding.